AR & Collections Agent

Your Collections Agent Closes the Loop

Opnua's finance operations agent automates cash receipt posting, remittance matching, and proof-of-delivery retrieval. When payments don't match or documentation is missing, the agent resolves the gap. Purpose-built for manufacturing and distribution.

Trusted by finance teams across manufacturing & distribution

§ 01 · Agent Capabilities

How the agent accelerates collections

From cash receipt matching to proof-of-delivery retrieval, the agent handles your entire receivables workflow.

01

Intelligent Remittance Matching

The agent parses bank statements and remittance advices, matching payments to open AR invoices, even across complex customer accounts with partial payments and deductions.

02

Automated Cash Posting

Matched receipts are posted directly to your ERP with full audit trails. The agent handles the routine so your team focuses on the exceptions that matter.

03

POD Retrieval & Attachment

The agent automatically retrieves proof-of-delivery documents from carriers and attaches them to invoices, so when a dispute arises, the evidence is already there.

04

Agent-Powered Exception Resolution

Unmatched payments are investigated by the agent: it checks customer history, suggests allocations, and drafts customer queries, all with full context for your review.

05

Multi-Entity Collections

Manage collections across multiple legal entities, currencies, and customer hierarchies. The agent understands intercompany payments and complex allocation structures.

06

Collections Intelligence

Track DSO trends, aging buckets, collection effectiveness, and customer payment behaviour. The agent surfaces insights that help you prioritise collection efforts.

§ 02 · Core Technology

Automated Cash Receipt Matching

Watch how Opnua matches bank receipts, remittance advices, and open AR invoices, posting payments automatically with full reconciliation.

Bank Statement

Awaiting
TransactionCR-20240315
PayerFleetLine Dist.
ReferenceREM-8842
Amount$24,500.00
Date2024-03-15

Remittance Advice

Awaiting
Remit No.REM-8842
CustomerFleetLine Dist.
Invoices3 invoices
Total$24,500.00
MethodACH Transfer

Open AR Invoices

Awaiting
INV-4401$12,000.00
INV-4415$8,500.00
INV-4422$4,000.00
Sub-Total$24,500.00
StatusOpen

Awaiting Documents

Collecting bank receipt, remittance, and invoices

§ 03 · Delivery Evidence

Automated POD Retrieval

Opnua automatically retrieves proof-of-delivery documents from carriers and links them to your invoices, eliminating manual chase and accelerating dispute resolution.

Shipment Dispatched

Order #ORD-7712 shipped via Atlas Freight

POD Retrieved

Signed delivery confirmation collected automatically

Evidence Attached

POD linked to INV-4401 for dispute resolution

§ 04 · Results

Collections results that deliver

AR teams using Opnua's agent see dramatic improvements in cash application and collections.

87%

Auto-Post Rate

Cash receipts the agent posts without manual intervention

60%

Faster Collections

Reduction in average collection time

4x

POD Retrieval Speed

Faster than manual document collection

45%

DSO Reduction

Improvement in days sales outstanding

§ 05 · Simple Process

How the agent handles AR

01

Import & Parse

The agent captures bank statements and remittance advices automatically from banking portals, email, and EDI feeds, extracting payment details, references, and amounts.

Bank Portal

MT940

Email

Remittance

EDI

CAMT.053

02

Match & Reconcile

Cross-reference receipts, remittances, and open AR invoices. The agent uses intelligent matching that considers customer patterns, partial payments, and historical allocations.

Bank Receipt

FleetLine Dist.

€24,500.00

REM-8842

Open AR Invoices

AR-7201
€8,200.00
AR-7214
€11,300.00
AR-7229
€5,000.00
03

Post & Attach

Matched payments are posted to your ERP automatically. The agent retrieves proof-of-delivery documents from carriers and attaches them to invoices for dispute readiness.

Payment posted to ERP
AR invoices closed
POD retrieved from carrier
04

Resolve & Learn

Exceptions are investigated by the agent with full context and suggested actions. Every resolution teaches the agent, improving matching accuracy and reducing future exceptions.

Unmatched receipt: REM-8856

€12,750.00 from Apex Manufacturing

·search_open_invoices
·check_customer_history
·suggest_allocation
§ 06 · AR Questions

How the agent handles your receivables

Remittance matching, unmatched payments, delivery evidence and reporting.

01

How does Opnua match incoming payments to invoices?

It captures bank statements and remittance advices from banking portals, email and EDI feeds, then matches payments against open AR invoices — including across complex customer accounts with partial payments and deductions. Matched receipts post to your ERP with a full audit trail.

02

What happens to a payment that does not match anything?

The agent investigates it. It checks customer history, suggests an allocation and drafts the customer query, with the full context attached for you to review before anything goes out.

03

How does proof-of-delivery retrieval work?

The agent retrieves proof-of-delivery documents from carriers automatically and attaches them to the invoice, so when a delivery is disputed the evidence is already there rather than something to go chasing.

04

Can it handle collections across multiple legal entities?

Yes — multiple legal entities, currencies and customer hierarchies, including intercompany payments and complex allocation structures.

05

What can we see about collections performance?

DSO trends, ageing buckets, collection effectiveness and customer payment behaviour, with the agent surfacing which accounts to prioritise.

06

How much of cash application can be automated?

Opnua posts 87% of cash receipts without manual intervention. Alongside that, teams see a 45% reduction in days sales outstanding and collections running 60% faster.

O

Ready to put an agent on your collections?

Join manufacturing and distribution companies that trust Opnua's AI agent to automate cash application, resolve exceptions, and accelerate collections.

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