AR & Collections Agent
Cash application, remittance matching and proof-of-delivery retrieval by rules where they tie out, and by the agent where they don't. Every posting carries a full audit trail.
Agent Capabilities
From cash receipt matching to proof-of-delivery retrieval, the agent handles your entire receivables workflow.
The agent parses bank statements and remittance advices, matching payments to open AR invoices, even across complex customer accounts with partial payments and deductions.
Matched payments are posted directly to your ERP with full audit trails. Matched by rules; anything the agent resolves is recommended for approval first.
The agent automatically retrieves proof-of-delivery documents from carriers and attaches them to invoices, so when a dispute arises, the evidence is already there.
Unmatched payments are investigated by the agent: it checks customer history, suggests allocations, and drafts customer queries, all with full context for your review.
Manage collections across multiple legal entities, currencies, and customer hierarchies. The agent understands intercompany payments and complex allocation structures.
Track DSO trends, aging buckets, collection effectiveness, and customer payment behaviour. The agent surfaces insights that help you prioritise collection efforts.
Core Technology
Watch how Opnua matches bank receipts, remittance advices, and open AR invoices, posting payments automatically with full reconciliation.
Awaiting Documents
Collecting bank receipt, remittance, and invoices
Delivery Evidence
Opnua automatically retrieves proof-of-delivery documents from carriers and links them to your invoices, eliminating manual chase and accelerating dispute resolution.
Order #ORD-7712 shipped via Atlas Freight
Signed delivery confirmation collected automatically
POD linked to INV-4401 for dispute resolution
The pilot
What proportion of receipts post without a person touching them, how long an unmatched remittance takes to clear, and what happens to debtor days when the chase is no longer held in one person's head.
Simple Process
The agent captures bank statements and remittance advices automatically from banking portals, email, and EDI feeds, extracting payment details, references, and amounts.
Bank Portal
MT940
Remittance
EDI
CAMT.053
Cross-reference receipts, remittances, and open AR invoices. The agent uses intelligent matching that considers customer patterns, partial payments, and historical allocations.
Bank Receipt
FleetLine Dist.
€24,500.00
REM-8842
Open AR Invoices
Matched payments are posted to your ERP automatically. The agent retrieves proof-of-delivery documents from carriers and attaches them to invoices for dispute readiness.
Exceptions are investigated by the agent with full context and suggested actions. Every resolution teaches the agent, improving matching accuracy and reducing future exceptions.
Unmatched receipt: REM-8856
€12,750.00 from Apex Manufacturing
AR Questions
Remittance matching, unmatched payments, delivery evidence and reporting.
It captures bank statements and remittance advices from banking portals, email and EDI feeds, then matches payments against open AR invoices — including across complex customer accounts with partial payments and deductions. Matched receipts post to your ERP with a full audit trail.
The agent investigates it. It checks customer history, suggests an allocation and drafts the customer query, with the full context attached for you to review before anything goes out.
The agent retrieves proof-of-delivery documents from carriers automatically and attaches them to the invoice, so when a delivery is disputed the evidence is already there rather than something to go chasing.
Yes — multiple legal entities, currencies and customer hierarchies, including intercompany payments and complex allocation structures.
DSO trends, ageing buckets, collection effectiveness and customer payment behaviour, with the agent surfacing which accounts to prioritise.
Receipts that tie out are posted by rules. The ones that don’t are worked by the agent and recommended for approval. What proportion falls into each is measured on your own data during the pilot, not quoted from someone else’s.
Join manufacturing and distribution companies that trust Opnua's AI agent to automate cash application, resolve exceptions, and accelerate collections.